- Mandatory KYC verification before onboarding clients.
- Ongoing monitoring for suspicious transactions or activity.
- Records and reporting maintained as per PMLA, 2002.
AIO Capital Investment Services
⚖️ Legal & Compliance
Transparent, fee‑only, SEBI‑aligned. This page outlines our legal disclosures, compliance practices, risk statements, and grievance redressal.
🛡️ Fee‑Only
📜 SEBI / AML / KYC
🔐 Privacy First
1) Company Information
AIO Capital Investment Services is a financial education, research, and advisory organization dedicated to empowering investors through independent, transparent, and research‑driven guidance.
We operate as a fee‑only advisory and education platform. Proprietary trading, if any, is conducted strictly with internal funds and segregated from client advisory and education activities.
2) Regulatory Compliance
Our processes align with applicable Indian financial regulations and standards.
| Regulation / Framework | What it Covers | Our Practice |
|---|---|---|
| SEBI (Investment Advisers) Regulations, 2013 | Registration, conduct, disclosures for investment advice | Advice offered under applicable registration and disclosure norms |
| SEBI (Research Analysts) Regulations, 2014 | Standards for research reports, independence & disclosure | Research prepared with appropriate disclosures and separation of roles |
| Prevention of Money Laundering Act (PMLA), 2002 | Anti‑money laundering, record‑keeping & reporting | Robust KYC, risk‑based monitoring, and reporting as required |
| KYC Guidelines | Identity, address, and financial profiling | Mandatory verification prior to onboarding and service delivery |
Note: Where applicable, activities are conducted under valid registrations, licenses, and disclosures.
3) Fee‑Only Declaration
We do not accept commissions, incentives, or brokerage from product manufacturers, distributors, or mutual funds. All revenue is derived solely from client fees, ensuring unbiased and conflict‑free advice.
“We don’t earn commissions — we earn your trust.”
4) Risk Disclosure
Investments in equities, derivatives, and mutual funds are subject to market risk, including the possible loss of principal. Past performance does not guarantee future results.
Investors should evaluate financial goals, time horizon, and risk tolerance before investing. Decisions based on our education or research content are taken at the investor’s sole discretion and risk.
5) Educational Disclaimer
All courses, videos, articles, and sessions under AIO Finance Academy are intended for educational purposes only. They do not constitute investment advice or a recommendation to buy/sell any security or product.
Learners are encouraged to consult a SEBI‑registered Investment Adviser (RIA) for personalized guidance.
6) Confidentiality & Data Protection
How we protect your data
- Collect only essential data required for onboarding and compliance.
- Use secure storage and access‑controls for client information.
- No sale or unauthorized sharing of client data.
Your rights
- Right to access and correct personal information.
- Right to withdraw consent (where applicable).
- Right to raise concerns with our Compliance Officer.
7) Anti‑Money Laundering (AML) Policy
Read our AML/KYC controls
8) Limitation of Liability
Although information and analysis are prepared with reasonable care, we do not warrant completeness or accuracy. AIO Capital Investment Services shall not be liable for any direct, indirect, or consequential losses arising from the use of our content or services.
9) Copyright & Intellectual Property
All content, research, visuals, and branding are the property of AIO Capital Investment Services. Unauthorized reproduction or distribution is strictly prohibited.
10) Contact & Grievance Redressal
Compliance Officer — AIO Capital Investment Services
📧 Email: admin@aioinvestment.com
📞 Phone: +91 7875564365
Complaints are acknowledged within 48 working hours and resolved within 30 days in line with SEBI grievance procedures.
11) Declaration (Expandable)
⚖️ Regulatory Status Declaration
Regulatory Status: AIO Capital Investment Services is actively pursuing registration/authorisation under the SEBI (Investment Advisers) Regulations, 2013 and the SEBI (Research Analysts) Regulations, 2014, and is working toward the Certified Financial Planner (CFP) licence. As of today, we are not a SEBI-registered Investment Adviser or Research Analyst, nor a CFP licence holder. We have, however, cleared the requisite examinations administered by FPSB India (CFP pathway) and NISM. We are presently registered with AMFI and provide suggestions limited to mutual fund products. Until the aforesaid authorisations/licences are granted, we do not manage or handle any client funds in any manner or form (of any amount).
12) Declaration
We are committed to ethics, transparency, and strict regulatory discipline — building a financially aware and prosperous India.
AIO Capital Investment Services
⚖️ Legal & Compliance
Transparent, fee‑only, SEBI‑aligned. This page outlines our legal disclosures, compliance practices, risk statements, and grievance redressal.
🛡️ Fee‑Only
📜 SEBI / AML / KYC
🔐 Privacy First
1) Company Information
AIO Capital Investment Services is a financial education, research, and advisory organization dedicated to empowering investors through independent, transparent, and research‑driven guidance.
We operate as a fee‑only advisory and education platform. Proprietary trading, if any, is conducted strictly with internal funds and segregated from client advisory and education activities.
2) Regulatory Compliance
Our processes align with applicable Indian financial regulations and standards.
| Regulation / Framework | What it Covers | Our Practice |
|---|---|---|
| SEBI (Investment Advisers) Regulations, 2013 | Registration, conduct, disclosures for investment advice | Advice offered under applicable registration and disclosure norms |
| SEBI (Research Analysts) Regulations, 2014 | Standards for research reports, independence & disclosure | Research prepared with appropriate disclosures and separation of roles |
| Prevention of Money Laundering Act (PMLA), 2002 | Anti‑money laundering, record‑keeping & reporting | Robust KYC, risk‑based monitoring, and reporting as required |
| KYC Guidelines | Identity, address, and financial profiling | Mandatory verification prior to onboarding and service delivery |
Note: Where applicable, activities are conducted under valid registrations, licenses, and disclosures.
3) Fee‑Only Declaration
We do not accept commissions, incentives, or brokerage from product manufacturers, distributors, or mutual funds. All revenue is derived solely from client fees, ensuring unbiased and conflict‑free advice.
“We don’t earn commissions — we earn your trust.”
4) Risk Disclosure
Investments in equities, derivatives, and mutual funds are subject to market risk, including the possible loss of principal. Past performance does not guarantee future results.
Investors should evaluate financial goals, time horizon, and risk tolerance before investing. Decisions based on our education or research content are taken at the investor’s sole discretion and risk.
5) Educational Disclaimer
All courses, videos, articles, and sessions under AIO Finance Academy are intended for educational purposes only. They do not constitute investment advice or a recommendation to buy/sell any security or product.
Learners are encouraged to consult a SEBI‑registered Investment Adviser (RIA) for personalized guidance.
6) Confidentiality & Data Protection
How we protect your data
- Collect only essential data required for onboarding and compliance.
- Use secure storage and access‑controls for client information.
- No sale or unauthorized sharing of client data.
Your rights
- Right to access and correct personal information.
- Right to withdraw consent (where applicable).
- Right to raise concerns with our Compliance Officer.
7) Anti‑Money Laundering (AML) Policy
Read our AML/KYC controls
- Mandatory KYC verification before onboarding clients.
- Ongoing monitoring for suspicious transactions or activity.
- Records and reporting maintained as per PMLA, 2002.
8) Limitation of Liability
Although information and analysis are prepared with reasonable care, we do not warrant completeness or accuracy. AIO Capital Investment Services shall not be liable for any direct, indirect, or consequential losses arising from the use of our content or services.
9) Copyright & Intellectual Property
All content, research, visuals, and branding are the property of AIO Capital Investment Services. Unauthorized reproduction or distribution is strictly prohibited.
10) Contact & Grievance Redressal
Compliance Officer — AIO Capital Investment Services
📧 Email: admin@aioinvestment.com
📞 Phone: +91 7875564365
Complaints are acknowledged within 48 working hours and resolved within 30 days in line with SEBI grievance procedures.
11) Declaration (Expandable)
⚖️ Regulatory Status Declaration
Regulatory Status: AIO Capital Investment Services is actively pursuing registration/authorisation under the SEBI (Investment Advisers) Regulations, 2013 and the SEBI (Research Analysts) Regulations, 2014, and is working toward the Certified Financial Planner (CFP) licence. As of today, we are not a SEBI-registered Investment Adviser or Research Analyst, nor a CFP licence holder. We have, however, cleared the requisite examinations administered by FPSB India (CFP pathway) and NISM. We are presently registered with AMFI and provide suggestions limited to mutual fund products. Until the aforesaid authorisations/licences are granted, we do not manage or handle any client funds in any manner or form (of any amount).
12) Declaration
We are committed to ethics, transparency, and strict regulatory discipline — building a financially aware and prosperous India.