Child Education Planning
Give your child the freedom to choose—without money becoming the barrier. Plan early, stay consistent, and let compounding do the heavy lifting.
Why Plan for Education?
🚀 Rising Costs
Tuition inflation often outpaces general inflation. A structured plan protects your child’s dreams from cost shocks.
📅 Time Advantage
Starting early reduces monthly savings pressure and increases the role of compounding in reaching the goal.
🧭 Freedom of Choice
When funds are ready, your child can choose the right college, course, and country—without compromise.
Illustrative Cost Projection
| Current Cost (₹) | Years | Inflation | Future Cost (₹) | Monthly SIP (₹) |
|---|---|---|---|---|
| 10,00,000 | 8 | 8% | 18,99,000 | 15,000 |
| 25,00,000 | 10 | 9% | 59,23,000 | 30,500 |
| 40,00,000 | 12 | 10% | 1,24,27,000 | 42,000 |
*Illustrative purpose only. Not investment advice.
Your 4-Step Action Plan
Course, country, year, and living costs.
Apply inflation to estimate corpus.
Use equity for growth, debt for safety.
Run SIPs and review yearly.
Quick SIP Calculator
Inspiration
“An investment in knowledge pays the best interest.” — Benjamin Franklin
“The future belongs to those who prepare for it today.” — Malcolm X
“Education is the most powerful weapon which you can use to change the world.” — Nelson Mandela
FAQs
Which funds are suitable for a long-term goal?
A diversified equity portfolio works best. Shift gradually to debt as the goal nears.
What if I start late?
Increase SIPs or use step-up SIPs (10% annually) to catch up.
How often should I review?
At least once a year — rebalance and adjust SIPs to inflation.
Child Education Planning
Give your child the freedom to choose—without money becoming the barrier. Plan early, stay consistent, and let compounding do the heavy lifting.
Why Plan for Education?
🚀 Rising Costs
Tuition inflation often outpaces general inflation. A structured plan protects your child’s dreams from cost shocks.
📅 Time Advantage
Starting early reduces monthly savings pressure and increases the role of compounding in reaching the goal.
🧭 Freedom of Choice
When funds are ready, your child can choose the right college, course, and country—without compromise.
Illustrative Cost Projection
| Current Cost (₹) | Years | Inflation | Future Cost (₹) | Monthly SIP (₹) |
|---|---|---|---|---|
| 10,00,000 | 8 | 8% | 18,99,000 | 15,000 |
| 25,00,000 | 10 | 9% | 59,23,000 | 30,500 |
| 40,00,000 | 12 | 10% | 1,24,27,000 | 42,000 |
*Illustrative purpose only. Not investment advice.
Your 4-Step Action Plan
Course, country, year, and living costs.
Apply inflation to estimate corpus.
Use equity for growth, debt for safety.
Run SIPs and review yearly.
Quick SIP Calculator
Inspiration
“An investment in knowledge pays the best interest.” — Benjamin Franklin
“The future belongs to those who prepare for it today.” — Malcolm X
“Education is the most powerful weapon which you can use to change the world.” — Nelson Mandela
FAQs
Which funds are suitable for a long-term goal?
A diversified equity portfolio works best. Shift gradually to debt as the goal nears.
What if I start late?
Increase SIPs or use step-up SIPs (10% annually) to catch up.
How often should I review?
At least once a year — rebalance and adjust SIPs to inflation.