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Personal Financial Planning | AIO Wealth Advisory

Systematic Personal Financial Planning

Plan your future with India's fee-only financial experts. We blend education, technology, and unbiased advice to build a clear, actionable roadmap for your wealth.

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Our 4 Pillars of Structured Planning

Goal Assessment

We define your short, mid, and long-term financial goals (Retirement, Child Education, Wealth Target) with quantitative precision.

Risk & Resource Mapping

Analysis of your current assets, liabilities, cash flow, and risk tolerance. We map resources to your goals systematically.

Strategy & Implementation

Designing a customized plan encompassing asset allocation, insurance, debt management, and tax-efficient investing (AIO Research driven).

Review & Optimization

Annual or bi-annual reviews to track progress, rebalance the portfolio, and adjust the plan based on life changes or market shifts.

Why AIO for Your Financial Roadmap?

Unbiased, Fee-Only Model

We are a SEBI Registered Investment Advisor (RIA) that operates solely on a fixed-fee model. Our recommendations are 100% focused on your interests, with no hidden commissions or product sales pressure.

  • SEBI Registered Compliance
  • No Product Push, Only Advice
  • Clear, Fixed Fee Structure

Education-First Approach

As teachers turned entrepreneurs, we ensure you understand *why* we recommend a strategy. Planning is a partnership built on financial literacy, not blindly following advice.

  • Proprietary Research & Insights
  • Integration with AIO Finance Academy
  • Goal-Based, Scientific Allocation

Our Transparent, Fixed-Fee Structure

Our goal is to align with your long-term success. We offer fixed-fee planning, ensuring our advice remains unbiased by the size of your portfolio.

Starts at ₹15,000 + GST

(Plan complexity and scope dependent. Full transparency upfront.)

Retirement Planning