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General Insurance


AIO Capital — General Insurance: Protect Your Assets
AIO Capital Assurance

Comprehensive General Insurance

Protect what matters most. Get tailored insurance for your car, home, travel, and more, all in one place.

Why General Insurance is a Necessity

It's a small investment to protect your valuable assets and shield yourself from significant financial losses.

Protect Your Assets

Safeguard your valuable possessions like your car, home, and belongings against damage, loss, or theft.

Cover Legal Liabilities

Protect yourself from legal and financial responsibilities towards others in case of an accident or mishap.

Ensure Peace of Mind

Live and work without the constant worry of "what if," knowing you have a financial backup for emergencies.

Types of General Insurance We Offer

Protecting Every Aspect of Your Life

We provide a wide range of general insurance products to cover various risks:

  • Motor Insurance: Comprehensive and Third-Party cover for cars and bikes.
  • Health Insurance: Individual, Family Floater, and Senior Citizen plans.
  • Home Insurance: Protection for your house structure and contents against fire, theft, natural calamities.
  • Travel Insurance: Coverage for medical emergencies, trip cancellations, lost baggage during domestic or international travel.
  • Personal Accident Insurance: Financial support in case of accidental death or disability.

Tailored to Your Needs

General insurance isn't one-size-fits-all. We help you understand the nuances of each policy type and choose the coverage that aligns perfectly with your lifestyle, assets, and potential risks.

  • Compare quotes from multiple top insurers.
  • Understand add-ons and policy features clearly.
  • Get assistance with claims when you need it most.

Common Questions About General Insurance

Get clarity on key concepts.

What is the difference between General Insurance and Life Insurance?

General Insurance covers non-life assets and liabilities, like your car, home, health, or travel. Policies are typically renewed annually. Life Insurance covers the risk of premature death, providing a payout to beneficiaries. Life policies often run for longer terms.

What is a deductible in general insurance?

A deductible (or compulsory excess) is the fixed amount you must pay out-of-pocket for each claim before the insurance company starts paying. For example, if you have a ₹2,000 deductible on your car insurance and a claim of ₹10,000, you pay ₹2,000, and the insurer pays ₹8,000.

How can I reduce my insurance premium?

Several factors can help reduce premiums: choosing a higher deductible, installing safety devices (like anti-theft systems in cars), maintaining a good claim history (for NCB in motor insurance), and opting for voluntary co-payments in health insurance. Comparing quotes is also crucial.

Secure Your Assets Today

Get Personalized Insurance Advice

Don't leave your valuable assets unprotected. Talk to our advisors to find the right general insurance policies that offer comprehensive coverage at competitive prices.

📧 Email: info@aioinvestment.com
📞 Phone: +91 7875564365

Insurance is a subject matter of solicitation. Please read the policy documents carefully before purchase.

Motor/Vehicle Insurance