Start writing here...
Your Shield Against Medical Emergencies
Choose the best health insurance to protect your savings from rising healthcare costs. Secure your family's well-being today.
Why Health Insurance is Non-Negotiable Today
In an era of rising medical inflation, a health policy is your most critical investment for financial security and peace of mind.
Fight Medical Inflation
Healthcare costs are rising faster than inflation. A good policy ensures you can afford the best treatment without stress.
Protect Your Savings
Avoid draining your life savings for medical emergencies. Let your insurance policy cover the hospital bills.
Cover Your Whole Family
With family floater plans, you can secure the health of your spouse, children, and parents under a single, affordable policy.
Key Features of a Good Health Plan
More Than Just Hospitalization
Modern health insurance plans offer comprehensive coverage that extends beyond just in-patient treatment. We help you find a plan with features that truly matter.
- Cashless Treatment: Get treated at a network hospital without paying a single rupee from your pocket.
- Pre & Post Hospitalization: Covers medical expenses incurred before you are admitted and after you are discharged.
- No-Claim Bonus (NCB): Get rewarded with a higher sum insured for every year you don't make a claim.
- Annual Health Check-ups: Many plans offer complimentary preventive health check-ups.
Types of Health Insurance Plans
We guide you through the various options to find the perfect fit:
- Individual Health Insurance: A dedicated policy for one person.
- Family Floater Plans: A single policy that covers the entire family under one sum insured.
- Senior Citizen Plans: Specially designed policies for individuals above 60 years.
- Critical Illness Cover: A lump-sum payout on diagnosis of major illnesses like cancer or heart attack.
- Top-Up & Super Top-Up Plans: Increase your coverage at a low cost over and above your existing policy.
Common Questions About Health Insurance
Get clarity on the essentials before you make a choice.
What is the difference between a family floater and an individual plan?
An Individual Plan provides a separate sum insured for each person covered. A Family Floater Plan offers a single, shared sum insured for all family members. Floaters are generally more cost-effective for young families.
What is a waiting period in health insurance?
A waiting period is the time you must wait after buying the policy before you can claim certain benefits. There are typically different waiting periods for specific diseases (1-2 years) and pre-existing conditions (2-4 years).
Can I switch my health insurance provider?
Yes, you can port your health insurance policy from one insurer to another without losing benefits like the waiting period credit and No-Claim Bonus you have accumulated. This ensures continuity of coverage.
Get the Right Health Cover, Right Now
Expert Advice, Zero Confusion
Our advisors will compare plans from top insurers, explain the fine print, and help you choose a policy that offers maximum benefits for your family's needs.
📧 Email: info@aioinvestment.com
📞 Phone: +91 7875564365
AIO Capital is an IRDAI-registered corporate agent. Health insurance is a subject matter of solicitation. Please read the policy documents carefully before purchase.
Your Shield Against Medical Emergencies
Choose the best health insurance to protect your savings from rising healthcare costs. Secure your family's well-being today.
Why Health Insurance is Non-Negotiable Today
In an era of rising medical inflation, a health policy is your most critical investment for financial security and peace of mind.
Fight Medical Inflation
Healthcare costs are rising faster than inflation. A good policy ensures you can afford the best treatment without stress.
Protect Your Savings
Avoid draining your life savings for medical emergencies. Let your insurance policy cover the hospital bills.
Cover Your Whole Family
With family floater plans, you can secure the health of your spouse, children, and parents under a single, affordable policy.
Key Features of a Good Health Plan
More Than Just Hospitalization
Modern health insurance plans offer comprehensive coverage that extends beyond just in-patient treatment. We help you find a plan with features that truly matter.
- Cashless Treatment: Get treated at a network hospital without paying a single rupee from your pocket.
- Pre & Post Hospitalization: Covers medical expenses incurred before you are admitted and after you are discharged.
- No-Claim Bonus (NCB): Get rewarded with a higher sum insured for every year you don't make a claim.
- Annual Health Check-ups: Many plans offer complimentary preventive health check-ups.
Types of Health Insurance Plans
We guide you through the various options to find the perfect fit:
- Individual Health Insurance: A dedicated policy for one person.
- Family Floater Plans: A single policy that covers the entire family under one sum insured.
- Senior Citizen Plans: Specially designed policies for individuals above 60 years.
- Critical Illness Cover: A lump-sum payout on diagnosis of major illnesses like cancer or heart attack.
- Top-Up & Super Top-Up Plans: Increase your coverage at a low cost over and above your existing policy.
Common Questions About Health Insurance
Get clarity on the essentials before you make a choice.
What is the difference between a family floater and an individual plan?
An Individual Plan provides a separate sum insured for each person covered. A Family Floater Plan offers a single, shared sum insured for all family members. Floaters are generally more cost-effective for young families.
What is a waiting period in health insurance?
A waiting period is the time you must wait after buying the policy before you can claim certain benefits. There are typically different waiting periods for specific diseases (1-2 years) and pre-existing conditions (2-4 years).
Can I switch my health insurance provider?
Yes, you can port your health insurance policy from one insurer to another without losing benefits like the waiting period credit and No-Claim Bonus you have accumulated. This ensures continuity of coverage.
Get the Right Health Cover, Right Now
Expert Advice, Zero Confusion
Our advisors will compare plans from top insurers, explain the fine print, and help you choose a policy that offers maximum benefits for your family's needs.
📧 Email: info@aioinvestment.com
📞 Phone: +91 7875564365
AIO Capital is an IRDAI-registered corporate agent. Health insurance is a subject matter of solicitation. Please read the policy documents carefully before purchase.