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Term Insurance

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AIO Capital — Term Insurance Advisory
AIO Capital Assurance

The Simplest Way to Protect Your Family's Future

Secure a high-value life cover at an affordable premium. Ensure your loved ones are financially stable, always.

Why Term Insurance is a Smart Choice

It's the most fundamental and affordable form of financial protection for your family's dreams and liabilities.

Maximum Coverage

Get a large sum assured for a surprisingly low premium, ensuring complete financial protection.

Affordable Premiums

Lock in low premiums for your entire policy term by starting early. It's lighter on your pocket.

Tax Benefits

Save tax on premiums paid under Section 80C, and the payout is typically tax-free under Section 10(10D).

Multiple Payout Options

Choose a lump sum, monthly income, or a combination, providing flexible support for your family.

Estimate Your Premium in 30 Seconds

Your Financial Safety Net is Just a Click Away

Use our simple calculator to get an instant estimate of your monthly premium. The right time to secure your family is now.

  • Coverage: How much money your family will receive.
  • Policy Term: The number of years you are covered for.
  • Lifestyle: Non-smokers get significantly lower premiums.

Estimated Monthly Premium

₹ 980*

*This is an indicative premium for a healthy individual. Actual premium may vary based on health and other factors.

Frequently Asked Questions

Clearing your doubts to help you make a confident decision.

How much Term Insurance cover do I need?

A general rule of thumb is to have a life cover that is at least 10-15 times your annual income. You should also factor in your existing liabilities like home loans, and future goals like children's education.

What is the right age to buy a term plan?

The best time to buy is as early as possible. When you are young and healthy, the premiums are significantly lower and remain fixed for the entire policy duration. Buying early locks in this financial advantage.

What are 'riders' and should I add them?

Riders are optional add-ons that provide extra coverage for specific events. Common riders include Critical Illness cover, Accidental Death Benefit, and Waiver of Premium. They enhance your policy's protection at a small additional cost and are often recommended.

Ready to Secure Your Peace of Mind?

Let's Find the Perfect Plan for You

Our expert advisors are here to help you navigate the options and choose a term insurance plan that fits your needs and budget perfectly. No jargon, just clear, honest advice.

📧 Email: info@aioinvestment.com
📞 Phone: +91 7875564365

AIO Capital is an IRDAI-registered corporate agent. All insurance products are subject to the terms and conditions of the respective insurance companies.

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